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Short Term Disability Insurance

Short Term Disability (STD) insurance replaces 60% of your income if you become partially or totally disabled for a short time. Certain exclusions, along with pre-existing condition limitations, may apply.

 

  • Maximum Benefit - $1,000 (weekly)

  • Elimination Period - 8 days (The 8-day Elimination Period is unpaid unless supplemented with sick leave and/or vacation.)

  • Maximum Benefit Period - 180 days

Long Term Disability Insurance

Long Term Disability (LTD) insurance replaces 60% of your income up to a monthly maximum benefit if you become partially or totally disabled for an extended time. Certain exclusions, along with pre-existing condition limitations, may apply.

  • Maximum Benefit - $6,000 (monthly)

  • Elimination Period - 180 days

  • Maximum Benefit Period - payments will last for as long as you are disabled or until you reach your Social Security Normal Retirement Age, whichever is sooner

See your plan documents or Human Resources for additional details.

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