Short Term Disability Insurance
Short Term Disability (STD) insurance replaces 60% of your income if you become partially or totally disabled for a short time. Certain exclusions, along with pre-existing condition limitations, may apply.
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Maximum Benefit - $1,000 (weekly)
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Elimination Period - 8 days (The 8-day Elimination Period is unpaid unless supplemented with sick leave and/or vacation.)
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Maximum Benefit Period - 180 days
Long Term Disability Insurance
Long Term Disability (LTD) insurance replaces 60% of your income up to a monthly maximum benefit if you become partially or totally disabled for an extended time. Certain exclusions, along with pre-existing condition limitations, may apply.
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Maximum Benefit - $6,000 (monthly)
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Elimination Period - 180 days
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Maximum Benefit Period - payments will last for as long as you are disabled or until you reach your Social Security Normal Retirement Age, whichever is sooner
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See your plan documents or Human Resources for additional details.