Hospital
Indemnity
Insurance

Your Financial Safety Net During Hospital Stays

Hospitalization can happen to anyone. And while medical insurance covers those expenses, other costs can add up like extra childcare, transportation, help around the house, even pet care. There may also be deductibles and co-pays. That's where hospital indemnity coverage can help.

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Like many insurance coverage choices, the decision to get a hospital indemnity plan—or not—depends on how concerned you are about protecting your finances if something unforeseen happens. A hospitalization can place a lot of stress on your family, and the direct payments from hospital indemnity coverage may help lessen any financial pressures. It’s also important to note that some hospital stays aren’t entirely unpredictable. For example, if you're planning on starting a family, the benefits could be a way to help pay for expenses while hospitalized for the birth of a child.